Carney Insurance
(719) 284-7294 — Colorado Springs(651) 464-6001 — Forest Lake
Client Login
Insights

The Carney Blog

Straight talk about insurance. No jargon, no sales pitch, just what you need to know.

Contractor Equipment Insurance in Colorado Springs: Why Your GL Policy Won't Cover a Stolen Trailer Full of Tools
Commercial

Contractor Equipment Insurance in Colorado Springs: Why Your GL Policy Won't Cover a Stolen Trailer Full of Tools

Your general liability policy won't pay when your equipment gets stolen, and your commercial property policy probably won't either once the gear leaves your yard. Here's how contractor equipment insurance works for Colorado Springs crews and how to set up your schedule.

October 12, 2026 · 7 min readRead →
Colorado Workers' Comp: What Sole Proprietors and Subcontractors Need to Know
Commercial

Colorado Workers' Comp: What Sole Proprietors and Subcontractors Need to Know

Every summer the construction boom hits Colorado Springs hard, and every summer I get the same question from guys who have been in the trades for years: do I actually need workers' comp if I'm just me? Here's what Colorado law actually says for sole proprietors and subcontractors.

August 4, 2026 · 5 min readRead →
General Liability Insurance for Colorado Springs Contractors: A Plain-English Guide
Commercial

General Liability Insurance for Colorado Springs Contractors: A Plain-English Guide

Colorado Springs had its best commercial construction year since 2022 in 2025. That means more contractors working more job sites, more subcontractors getting hired, and more property owners asking one question before anyone touches their project: do you have general liability insurance?

June 15, 2026 · 6 min readRead →
Builder's Risk Insurance in Colorado: What It Covers and When You Need It
Commercial

Builder's Risk Insurance in Colorado: What It Covers and When You Need It

The Pikes Peak region saw commercial building permits surge 31% in 2025. Apartment complexes, commercial developments, and new single-family subdivisions are going up across El Paso County, and most of the contractors and developers behind those projects are carrying exposure they're not thinking about.

May 26, 2026 · 5 min readRead →
What Insurance Do Roofing Contractors Actually Need in Colorado?
Commercial

What Insurance Do Roofing Contractors Actually Need in Colorado?

Colorado hail season starts in May. Learn what roofing contractor insurance in Colorado actually covers, what it misses, and how to get it right before the busy season hits.

May 7, 2026 · 8 min readRead →